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Tax Calculator (PH)

Calculate your Philippine income tax under the TRAIN law. Freelancers can compare the graduated tax vs. the 8% flat rate option to find the better deal.

Tax Calculator (Philippines)

Compute income tax under the TRAIN law for employed and self-employed/freelancers.

Your total annual gross income before taxes and deductions under the TRAIN law (Tax Reform for Acceleration and Inclusion).

Employed individuals are taxed using the graduated TRAIN law brackets.

How This Tool Works

How It Works

The Philippine TRAIN law (Tax Reform for Acceleration and Inclusion) provides two tax computation methods for self-employed / freelancers:

Graduated Tax

Standard tax brackets applied progressively (see salary calculator docs for the full table).

8% Flat Rate (Freelancers Only)

  • 8% of gross income exceeding ₱250,000
  • Available to self-employed individuals and professionals

Which Is Better?

Generally, the 8% flat rate is better for freelancers earning less than ~₱3M/year. Above that, graduated tax may result in lower taxes. This calculator compares both and recommends the better option.

Outputs

  • Annual and monthly tax due
  • Effective tax rate
  • After-tax income
  • Side-by-side comparison (for freelancers)

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