Installment Calculator

Compare balance conversion, credit-to-cash, and personal loan installment plans.

Calculate Your Installment Plan

Select a calculator type and enter your details to compare installment options across different terms.

The full cash price of the item or total amount that will be converted into bank installments.

Add-on (flat) rate applied to the original principal. BSP caps credit card installments at 1%/month.

Choose from standard bank installment terms.

One-time fee charged by the bank for the conversion (typically ₱300–₱500).

Total price under the merchant's 0% plan for comparison.

Plans within budget will be highlighted green.

Different banks offer varying terms and rates. This calculator is for reference only — verify details directly with your bank. Interest rates shown are add-on (flat) rates; the effective rate (EIR) is higher.

Your Selected Installment Plan

Details of the installment plan you selected.

Other Installment Plans

Compare all available installment terms side by side.