Salary Calculator (PH)
Calculate your net take-home pay after all mandatory deductions: SSS, PhilHealth, Pag-IBIG contributions, and withholding tax under the TRAIN law.
Salary Calculator (Philippines)
Compute your net take-home pay after SSS, PhilHealth, Pag-IBIG, and withholding tax.
How This Tool Works
How It Works
This calculator computes your net monthly take-home pay by deducting all mandatory Philippine contributions and taxes from your gross salary.
Deduction Order
- SSS Contribution (Employee share: 4.5% of MSC, max MSC ₱30,000)
- PhilHealth (Employee share: 2.5% of salary, floor ₱10K, ceiling ₱100K)
- Pag-IBIG (2% of salary up to ₱10,000 base = max ₱200)
- Taxable Income = Gross - Total Contributions
- Withholding Tax based on TRAIN law brackets
TRAIN Law Tax Brackets (Annual)
| Income Range | Tax Rate | |---|---| | ≤ ₱250,000 | 0% (Exempt) | | ₱250K - ₱400K | 15% of excess | | ₱400K - ₱800K | ₱22,500 + 20% of excess | | ₱800K - ₱2M | ₱102,500 + 25% of excess | | ₱2M - ₱8M | ₱402,500 + 30% of excess | | Over ₱8M | ₱2,202,500 + 35% of excess |
Visualization
The donut chart breaks down your gross salary into take-home pay, contributions, and tax — making it easy to see where your money goes.